KYC & Compliance covers identity checks used for regulated or higher-trust actions.
KYC means Know Your Customer. In Onyx, it appears only when an action requires stronger identity assurance.
What It Does
KYC helps confirm that an account is eligible for specific services.
It supports payment features, card access, regulated payments, partner requirements, or account recovery flows when stronger verification is required.
Why It Matters
Some features cannot be offered on basic account trust alone.
A payment action may need identity confirmation. A card feature may require eligibility checks. A connected app may need a verified assertion rather than full identity data.
What Customers See
The customer sees a clear request.
The request explains the action, the verification requirement, and the next step. It keeps review mechanics and private processing details out of view.
Scoped Verification
Verification stays tied to the action.
A customer does not need to reveal more than necessary for every feature. Some actions work with basic identity. Others require stronger checks. The product makes the difference visible.
Compliance Boundaries
Compliance protects access, payments, account recovery, and trust.
It also limits available actions in certain regions or contexts. If a feature is unavailable, Onyx says so in plain language and points to the next useful option.
Connected Apps
Approved apps can request verification context through Onyx Connect where supported.
The useful outcome is narrow: the app receives the approved result it needs. It does not receive unrestricted personal information.
Privacy
KYC information is sensitive.
Customer-facing areas show status, requirement, and next step. They keep private evidence, review paths, and supplier-specific processing details out of view.
What It Is Not
KYC is not the purpose of Onyx ID.
It is one verification tool used when a feature needs it. The main customer value is safer access to the right services.
Next
Read Trust & Verification for trust states, and Onyx ID for account identity.